Your Risk-Based Assessor

Your Risk-Based Assessor (RBA) is a customized Application designed as a tool to underwrite commercial, consumer and microfinance credit applications.

It rates each customer based on his or her risk profile and generates a customer-specific interest rate for the loan applied. The RBA tool allows each customer to pay a different interest rate for the same loan product.

Borrowers are credited for good debt servicing records instead of allowing good debtors to subsidize borrowers with poor credit history.

RBA is an ideal underwriting tool for loan pricing, risk mitigation, risk transfer, delinquency control and debt collection.